Putnam County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Putnam County, OH distress report, 2026: 20 ZIPs scored in Putnam, OH, Putnam, OH average 13/100; the top Putnam, OH ZIP is 43516 at 15/100; Putnam, OH market phase expansion, Putnam, OH prices +6.0% year over year.
- Putnam, OH ranks #3,178 nationally (opportunity index); Putnam, OH #86 in Ohio; Putnam, OH index 20.7.
- Putnam, OH: no CFPB county sample; Putnam, OH non-metro area reading 1.4%.
- Putnam, OH ZIP phases: 19 expansion, 1 peak.
- Putnam, OH residential listings tracked: 3 across 13 ZIPs; Putnam, OH candidate listings 3.
- Putnam, OH lenders on watch: 5; largest Putnam, OH footprint Fort Jennings State Bank (7 branches).
- Putnam, OH most distressed ZIP: 43516 at 15/100.
Putnam, OH figures: DLRadar distress index; Putnam, OH inputs: CFPB, FHFA, HUD, FDIC; Putnam, OH rebuilt as sources refresh.
| Rank | Putnam, OH ZIP | Score |
|---|---|---|
| 1 | 43516 | 15/100 |
| 2 | 45815 | 15/100 |
| 3 | 45831 | 15/100 |
| 4 | 45848 | 15/100 |
| 5 | 45853 | 15/100 |
| 6 | 45864 | 15/100 |
| 7 | 45868 | 15/100 |
| 8 | 45875 | 15/100 |
| 9 | 45876 | 15/100 |
| 10 | 45893 | 15/100 |
| 11 | 45827 | 14/100 |
| 12 | 45830 | 14/100 |
Most distressed Putnam, OH ZIPs (0-100, 2026)
Mortgage delinquency around Putnam, OH
No CFPB county sample covers Putnam, OH; the non-metro area reading for Putnam, OH: 1.4% ninety-plus; Putnam, OH area thirty-to-eighty-nine 3.4% (December 2025, Putnam, OH); Ohio overall 1.0%.
Opportunity index: Putnam, OH
Putnam, OH index 20.7, Putnam, OH phase weak; Putnam, OH primary driver construction, Putnam, OH second driver bank institutional. Putnam, OH components: property stress 7.6, foreclosure pressure 4.5, listing discounts 4.1, bank stress 59.1, insurance 0.0; Putnam, OH pulse 27.0; Putnam, OH capital opportunity 11.3; Putnam, OH seven-day change +0.2%.
ZIP market phases inside Putnam, OH
20 Putnam, OH ZIPs carry a price-cycle phase; Putnam, OH ZIPs by phase (Putnam, OH), deepest drawdown first: expansion, +5.1% YoY (Putnam, OH): 43516; expansion, +5.7% YoY (Putnam, OH): 43548; expansion, +6.0% YoY (Putnam, OH): 45815, 45827, 45844, 45848, Putnam, OH 45853, 45864, 45873; expansion, +7.5% YoY (Putnam, OH): 45817; expansion, +7.6% YoY (Putnam, OH): 45830; expansion, +5.9% YoY (Putnam, OH): 45831, 45856; expansion, +7.4% YoY (Putnam, OH): 45833; expansion, +5.5% YoY (Putnam, OH): 45849; peak, +4.0% YoY (Putnam, OH): 45868.
Residential listings by Putnam, OH ZIP
Putnam, OH ZIPs with the most tracked Putnam, OH residential listings: 45831 2 listings, 2 candidates, bank pressure 60; 45827 1 listings, 1 candidates, bank pressure 60; 45815 0 listings, 0 candidates, bank pressure 57; 45830 0 listings, 0 candidates, bank pressure 59 (Putnam, OH); 45844 0 listings, 0 candidates, bank pressure 61; 45848 0 listings, 0 candidates, bank pressure 57; 45853 0 listings, 0 candidates, bank pressure 57; 45856 0 listings, 0 candidates, bank pressure 60. Putnam, OH totals: 3 listings; Putnam, OH candidates 3; active ZIPs 2.
Lenders with branches in Putnam, OH
Putnam, OH lenders by branch count: Fort Jennings State Bank (Putnam, OH): stress 54, 7 branches low in Putnam, OH; Union Bank Co (Putnam, OH): stress 70, 4 branches elevated in Putnam, OH; First Nb Of Pandora (Putnam, OH): stress 83, 2 branches low in Putnam, OH; Huntington National Bank (Putnam, OH): stress 63, 2 branches moderate in Putnam, OH; Ottoville Bank Co (Putnam, OH): stress 25, 1 branch low in Putnam, OH.
Vacancy and permits, Putnam, OH
731 of 13,884 Putnam, OH housing units are vacant; Putnam, OH permits, twelve months: 6 multifamily units in Putnam, OH, 34 one-to-four unit units.
Work Putnam, OH at the parcel level
Every Putnam, OH parcel carries owner and address; every Putnam, OH parcel carries APN; Putnam, OH distress scores sit on the Putnam, OH live board.
Putnam, OH figures refresh with each source.
Putnam, OH questions
Most distressed ZIP code in Putnam County, OH?
ZIP 43516 leads Putnam, OH at 15/100; next in Putnam, OH: 45815 at 15/100; the Putnam, OH average is 13/100.
Where does Putnam County, OH rank for investment opportunity?
Putnam, OH is #3,178 among all ranked counties, #86 in Ohio; the Putnam, OH driver is construction; Putnam, OH moved down 340 places.
How many mortgages are delinquent in Putnam County, OH?
Putnam, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Putnam, OH.
Which banks lend in Putnam County, OH?
5 watched lenders hold Putnam, OH branches; the largest Putnam, OH footprints are Fort Jennings State Bank (7), Union Bank Co (4), First Nb Of Pandora (2).
More on Putnam, OH
Putnam County, OH distress report: public-record figures for Putnam, OH; not legal advice for Putnam, OH; not tax or investment advice; verify every Putnam, OH record before acting.