Putnam County, OH: Home-Insurance Distress & Forced-Sale Pressure
Putnam County, OH: 5/100 (low) home-insurance distress; Putnam, OH band LOW; Putnam, OH #2,479 of 3,222 counties; Putnam, OH #62 of 88 in Ohio; raw Putnam, OH 6.1; Putnam, OH coverage multiplier 0.85.
FEMA hazard, Putnam, OH: 0/100; Putnam, OH declarations, three years: none.
NFIP claims, Putnam, OH, three years: 1; Putnam, OH payouts $0; per Putnam, OH claim $0; Putnam, OH claim-stress 15/100.
Putnam, OH monthly score rose, 0 (March 2026) to 5 (October 2026); Putnam, OH by month: March 0, April 0, May 0, June 0 (Putnam, OH), July 0, August 0, September 0, October 5.
Putnam, OH components: NFIP claims 15; Putnam, OH retreat index 5; Putnam, OH climate multiplier 0.85.
Construction distress, Putnam, OH: 71/100 as of August 2026 (Putnam, OH: 78/100 one-to-four unit, 4/100 multifamily).
Putnam, OH ZIPs, June 2026 (Putnam, OH, 16 highest): score 0 (Putnam, OH), climate 68 (Putnam, OH): 45817; score 0 (Putnam, OH), climate 63 (Putnam, OH): 45868; score 0 (Putnam, OH), climate 51 (Putnam, OH): 45830; score 0 (Putnam, OH), climate 50 (Putnam, OH): 43516; score 0 (Putnam, OH), climate 49 (Putnam, OH): 45833; score 0 (Putnam, OH), climate 44 (Putnam, OH): 45877; score 0 (Putnam, OH), climate 41 (Putnam, OH): 43548, 45844, 45856; score 0 (Putnam, OH), climate 40 (Putnam, OH): 45815, 45831, 45848, 45853, Putnam, OH 45864, 45875, 45876.
DLRadar rescores Putnam, OH monthly; Putnam, OH readings join Putnam, OH foreclosure, lien and ownership parcels (Putnam, OH), so cost-squeezed Putnam, OH owners surface before listing.
Inside Ohio, Putnam County ranks 62nd of 88 counties for home-insurance distress at 5/100; Medina County (5/100) sits just above Putnam County, and Allen County (0/100) sits just below Putnam County.
Deterministic. Every Putnam County, OH signal traces to a public Putnam dataset (FEMA, NFIP, Census for Putnam, OH) · how insurance distress works in Putnam, OH · methodology
FAQ: Putnam County, OH insurance distress
What is the Putnam County, OH home-insurance-distress score?
Putnam, OH: 5/100 (LOW), #2,479 of 3,222, #62 in Ohio. FEMA hazard, Putnam, OH: 0/100; NFIP stress, Putnam, OH: 15/100; construction, Putnam, OH: 71/100; Putnam, OH rescores monthly.
Is Putnam County insurance distress getting better or worse (OH)?
Putnam, OH: 0 in March 2026; Putnam, OH: 5 in October 2026 (worse); Putnam, OH NFIP claims score 15.
How many flood-insurance claims has Putnam County, OH had?
Putnam, OH: 1 NFIP claims, three years; Putnam, OH paid $0; per Putnam, OH claim $0; carriers reprice Putnam, OH against that record.
Which Putnam County ZIP codes carry the most insurance distress (OH)?
Putnam, OH, June 2026: 45817 at 0, 45868 at 0, 45830 at 0, 43516 at 0; Putnam, OH climate scores there: 68, 63, 51, 50.
Why does Putnam, OH insurance distress create sellers?
A Putnam, OH premium outruns the Putnam, OH budget; a carrier leaves Putnam, OH; Putnam, OH carrying cost passes plan; Putnam, OH owners sell while current; Putnam, OH insurance distress leads Putnam, OH foreclosure data.