ZIP 45809 Property Distress & Foreclosure Data
ZIP code 45809 in Allen County, Ohio carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Structural exposure scores 23 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). What sets it apart are the readings on structural risk (23/100), institutional ownership (3/100). By contrast, structural risk (23/100) and institutional ownership (3/100) register low.
The market reads expansion — home values rose 7.1% year on year, 1.2% off the recent peak, at 53/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 69 people live here, median age 50. 17.4% of residents fall below the poverty threshold. Educational attainment sits at 8% bachelor's-or-above. Owners hold 91% of homes, renters 9%. Vacancy runs 45.0%, above the national norm and a classic distress-and-opportunity signal. There are about 37 housing units across 45809. Home values center near $154,200. DLRadar's demographic-stress index for the area reads 33/100.
Net-net, 45809 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 45809
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Allen County
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Deterministic. Every signal traces to a public dataset · methodology