ZIP 45887 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45887 (Allen County, Ohio) lands at 14/100 — minimal on DLRadar's distress scoring. The pressure is most legible in construction/permit lag (49/100), structural risk (30/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Latent structural risk is 30/100 while live distress already moving reads 1/100.

The market reads expansion — home values rose 7.8% year on year, and 30% higher over three years (phase confidence 66/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 7.9%. The tenure split is 76% owner-occupied to 24% rented. Population is roughly 4,335 with a median age of 40. Roughly 10.9% live below the poverty line. The ZIP holds roughly 1,884 housing units. At $62,838, median income runs below typical U.S. levels. The typical home is worth about $184,400 (3.0× income, relatively affordable). Around 12% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. Rent burden reaches 35% of tenant households.

On balance 45887 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 45887 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 45887 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 14/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 45887, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45887 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Practically, 45887 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.