ZIP 45862 Property Distress & Foreclosure Data

Mercer County, Ohio's ZIP 45862 registers 13/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 28/100 structural and 1/100 already moving. The most distinctive pressure shows up in construction/permit lag (59/100), structural risk (28/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, and 23% higher over three years (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $38,281, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 25/100. The vacancy rate is 3.8%. Around 20% of renters are cost-burdened. The typical home is worth about $108,200 (2.9× income, relatively affordable). Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 668 housing units. 1,182 residents call 45862 home, typically aged 47. The poverty rate is 13.5%. 84% of housing is owner-occupied.

Overall, 45862 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.