ZIP 45874 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45874 (Van Wert County, Ohio) returns a minimal composite of 5/100. The pressure is most legible in structural risk (10/100), construction/permit lag (9/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. Structurally it carries 10/100, against 1/100 of stress already in motion.

The market reads peak — home values rose 3.9% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

Population is roughly 2,186 with a median age of 42. 92% of housing is owner-occupied. On demographic stress specifically, 45874 scores 21/100. At $66,520, median income runs below typical U.S. levels. The vacancy rate is 14.7% — elevated. The ZIP holds roughly 800 housing units. A median home runs $135,100 here, or 1.9 times local income. Rent burden reaches 15% of tenant households. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. About 11% have a four-year degree.

On the whole, 45874 leans distressed, with opportunity clustered in specific stressed parcels. While 45874 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 45874 runs through one identical public-record model, so its 5/100 sits on the same scale as every other ZIP in Van Wert County, Ohio and the nation. Nothing here is interpolated — where a source is thin for 45874, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

45874's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45874 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.