ZIP 45891 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45891 (Van Wert County, Ohio) at a minimal 5/100 for overall property distress. The split runs 10/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in structural risk (10/100), construction/permit lag (9/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The peak-phase market in 45891 posted values that rose 3.9% over the year, and 26% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $62,944 — below the roughly $78,000 national figure. The poverty rate is 11.1%. About 19% have a four-year degree. On demographic stress specifically, 45891 scores 25/100. Around 29% of renters are cost-burdened. The ZIP holds roughly 6,819 housing units. Vacancy runs 6.3%. The tenure split is 76% owner-occupied to 24% rented. The typical home is worth about $152,100 (2.3× income, relatively affordable). Population is roughly 15,522 with a median age of 42.

Net-net, 45891 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 45891 at the moment; the composite and its components are still built from verifiable public records.

The 45891 read uses the identical public-record model applied coast to coast, which means its 5/100 score means exactly what it means anywhere else, and 45891 stays directly comparable to neighboring ZIPs and the rest of Van Wert County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45891 shows blanks, not estimates, wherever the record is sparse.

Behind 45891's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45891 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.