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ZIP 45894 Foreclosure, Tax-Lien & Distress Report

Van Wert County, Ohio · Affordable market

ZIP 45894's composite property-distress score is 5/100 - DLRadar classes that as minimal for Van Wert County, Ohio. The pressure is most legible in construction/permit lag (12/100), structural risk (11/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Latent structural risk is 11/100 while live distress already moving reads 1/100.

The peak-phase market in 45894 posted values that rose 3.9% over the year, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 681 people live here, median age 38. A median home runs $182,700 here, or 2.1 times local income. Vacancy runs 1.7%. Rent burden reaches 0% of tenant households. Owners hold 89% of homes, renters 11%. Around 25% of adults hold a bachelor's degree or higher. The ZIP holds roughly 282 housing units. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. Median household income is $74,659, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 16/100.

On balance 45894 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 45894 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 45894 runs hot or quiet, its 5/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45894 can be compared directly against any other ZIP in Van Wert County, Ohio or nationwide. Sparse data for 45894 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 5/100 for 45894 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 45894 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

5/100
Composite stress
11/100
Structural risk
1/100
Distress activity

What is driving ZIP 45894’s distress

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk25
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 45894 distress snapshot

45894 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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