ZIP 45310 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45310 (Mercer County, Ohio) returns a minimal composite of 13/100. The split runs 28/100 structural to 1/100 active on the ground. Its heaviest discrete signals: construction/permit lag (48/100), structural risk (28/100), institutional ownership (4/100). By contrast, institutional ownership (4/100) and mortgage stress (3/100) register low.

Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $81,250 — near the roughly $78,000 national figure. Around 0% of renters are cost-burdened. The poverty rate is 0.8% — low. Home values center near $207,000, an affordability ratio of 2.3× — accessible. Population is roughly 255 with a median age of 36. About 10% have a four-year degree. Owners hold 93% of homes, renters 7%. The demographic-stress sub-score lands at 18/100. The vacancy rate is 0.0%. The ZIP holds roughly 93 housing units.

Overall 45310 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 45310 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 45310 runs through one identical public-record model, so its 13/100 sits on the same scale as every other ZIP in Mercer County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45310 reflects the current record instead of a stale or modeled snapshot.

The 13/100 figure for 45310 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 45310 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.