ZIP 45351 Property Distress & Foreclosure Data

DLRadar grades ZIP 45351 (Darke County, Ohio) at a minimal 13/100 for overall property distress. Property-level stress concentrates in construction/permit lag (34/100), structural risk (29/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). Structural risk reads 29/100 against active distress of 1/100.

The expansion-phase market in 45351 posted values that rose 5.1% over the year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 384 with a median age of 30. There are about 116 housing units across 45351. The tenure split is 82% owner-occupied to 18% rented. Roughly 2.6% live below the poverty line, a low share typical of higher-equity areas. A median home runs $223,700 here, or 2.2 times local income. On demographic stress specifically, 45351 scores 22/100. Vacancy runs 6.3%. About 23% have a four-year degree. Rent burden reaches 20% of tenant households. Households earn a median $100,417 — above the roughly $78,000 national figure.

Broadly, 45351 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

13/100
Composite stress
29/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 45351

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk57
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Darke County

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