ZIP 45351 Foreclosure, Tax-Lien & Distress Report
Darke County, Ohio · Distress market
DLRadar grades ZIP 45351 (Darke County, Ohio) at a low 15/100 for overall property distress. What sets it apart are the readings on construction/permit lag (48/100), structural risk (32/100), institutional ownership (5/100). On the quiet end sit institutional ownership (5/100) and mortgage stress (3/100). The latent-versus-live split is 32/100 structural and 1/100 already moving.
The peak-phase market in 45351 posted values that rose 3.9% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 384 people live here, median age 30. The ZIP holds roughly 116 housing units. Owners hold 82% of homes, renters 18%. The poverty rate is 2.6% — low. The typical home is worth about $223,700 (2.2× income, relatively affordable). The demographic-stress sub-score lands at 22/100. The vacancy rate is 6.3%. About 23% have a four-year degree. Around 20% of renters are cost-burdened. At $100,417, median income runs above typical U.S. levels.
On balance, 45351 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. There is no property file for 45351 at the moment; the composite and its components are still built from verifiable records.
Whether 45351 runs hot or quiet, its 15/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45351 can be compared directly against any other ZIP in Darke County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 45351, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 15/100 figure for 45351 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 45351 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 45351 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 45351 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Darke County ZIP reports
Nearest ZIP codes to 45351
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
Other reports tied to Darke County, Ohio — ZIP, county and statewide.
Open the complete 45351 acquisition file
The full 45351 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology