ZIP 45845 Property Distress & Foreclosure Data

ZIP code 45845 in Shelby County, Ohio carries a composite property-distress score of 9/100 — a minimal reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (17/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural exposure scores 17 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.1% year on year, and 36% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 3,386 people live here, median age 35. Vacancy runs 2.4%. Owners hold 91% of homes, renters 9%. Rent burden reaches 23% of tenant households. Home values center near $306,300, an affordability ratio of 3.1× — accessible. Educational attainment sits at 31% bachelor's-or-above. 3.1% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. There are about 1,177 housing units across 45845. Median household income is $91,667, above the U.S. median near $78,000.

Overall 45845 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.