ZIP 45845 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 45845 (Shelby County, Ohio) returns a low composite of 18/100. Its heaviest discrete signals: construction/permit lag (90/100), structural risk (40/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Latent structural risk is 40/100 while live distress already moving reads 1/100.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 36% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

3,386 residents call 45845 home, typically aged 35. The vacancy rate is 2.4%. The tenure split is 91% owner-occupied to 9% rented. Around 23% of renters are cost-burdened. The typical home is worth about $306,300 (3.1× income, relatively affordable). Educational attainment sits at 31% bachelor's-or-above. Roughly 3.1% live below the poverty line, a low share typical of higher-equity areas. DLRadar's demographic-stress index for the area reads 22/100. The ZIP holds roughly 1,177 housing units. At $91,667, median income runs above typical U.S. levels.

Broadly, 45845 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 45845 at the moment; the composite and its components are still built from verifiable records.

Big metro or rural, 45845 runs through one identical scoring model, so its 18/100 sits on the same scale as every other ZIP in Shelby County, Ohio and the nation. The score is rebuilt from public data as it updates, so 45845 reflects the current record instead of a stale or modeled snapshot.

45845's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45845 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.