ZIP 45356 Property Distress & Foreclosure Data

DLRadar grades ZIP 45356 (Miami County, Ohio) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (43/100), structural risk (40/100), institutional ownership (12/100). By contrast, institutional ownership (12/100) and mortgage stress (5/100) register low. The latent-versus-live split is 40/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (65/100).

The market reads expansion — home values rose 6.7% year on year, and 28% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $66,134, below the U.S. median near $78,000. 13.5% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. Educational attainment sits at 15% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $156,400, an affordability ratio of 2.2× — accessible. The vacancy rate is 6.1%. The ZIP holds roughly 11,299 housing units. About 25,155 people live here, median age 41. Owners hold 69% of homes, renters 31%.

Net-net, 45356 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.