ZIP 45363 Foreclosure, Tax-Lien & Distress Report
Shelby County, Ohio · Distress market
ZIP code 45363 in Shelby County, Ohio carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 40/100 structural and 1/100 already moving. Its heaviest discrete signals: construction/permit lag (90/100), structural risk (40/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100).
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 38% higher over three years, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.
Median household income is $85,000, near the U.S. median near $78,000. The typical home is worth about $316,900 (3.1× income, relatively affordable). Vacancy runs 2.3%. There are about 652 housing units across 45363. 8.9% of residents fall below the poverty threshold. About 26% have a four-year degree. Around 20% of renters are cost-burdened. The demographic-stress sub-score lands at 24/100. About 1,862 people live here, median age 36. Owners hold 85% of homes, renters 15%.
Overall 45363 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 45363 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 45363 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 45363 shows blanks, not estimates, wherever the record is sparse.
45363's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 45363 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 45363
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 45363 distress snapshot
A live read on 45363: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Shelby County ZIPs near 45363
Nearest ZIP codes to 45363
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Ohio distress
More ZIP, county and state distress intelligence connected to Shelby County, Ohio.
The complete 45363 distress and acquisition report
See who owns each distressed property in 45363, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology