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County and ZIP distress scoring, market phase, and the deals that surfaced today.

Shelby County, OH: Foreclosures, Tax Liens & Distressed Properties

Shelby County, Ohio sits inside DLRadar's nationwide distress index, built entirely from public records. The county's ZIP scores run from 14 up to 18/100. The county spans 18 scored ZIP codes, averaging 16/100 composite distress. The county's lending-headwind score sits at 64/100 (elevated).

In its peak phase, Shelby County home prices rose 3.9% across the last year, a 28/100-confidence read. With values leveling off, the opportunity narrows with opportunity concentrated by ZIP.

Shelby County's topped-out +3.9% YoY (28/100 confidence) means the wins are surgical — target the few ZIPs carrying distress. Its 64/100 lender headwind favors patient capital: expect more lender-driven inventory soon.

Top distress by ZIP runs 45356 (18/100), 45302 (17/100), 45306 (17/100), 45333 (17/100), 45334 (17/100), 45336 (17/100), listed with every scored ZIP below. Other tracked Shelby County ZIPs include 45340, 45353, 45360, 45363, 45365, 45845, 45317, 45380, 45388, 45865.

On the housing-and-income side, Shelby County's tracked footprint report 8.3% of households below the poverty line, typical home values near $230,567, a median household income near $73,776 (near the US norm), vacancy near 6.5%, 82% owner-occupancy, residents with a median age around 40.7. Income, equity and tenure like these drive who is forced to sell and how readily the market absorbs it.

Net of it all, 16/100 over 18 ZIPs means distress here is parcel-specific rather than a blanket buy. Inside DLRadar, each Shelby County property carries owner and contact detail, APN, its own score, the lender behind it and an exit read.

Because Shelby County, Ohio is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Shelby County against neighboring markets or the rest of Ohio on equal footing.

Scores in Shelby County, Ohio exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. Nothing in the Shelby County read is modelled: recorder and court filings drive foreclosure and lien signals, FHFA sets the price cycle, FDIC the lender stress, and a thin source stays blank.

The ZIP breakdown for Shelby County leads with 45356 (18/100), 45302 (17/100), 45306 (17/100), 45333 (17/100), 45334 (17/100), 45336 (17/100). DLRadar also scores 45340, 45353, 45360, 45363, 45365, 45845, 45317, 45380 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

Under Shelby County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.

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Peak
Market phase
3.9%
HPI YoY
0%
Drawdown
28
Confidence
Live sampleSample: distressed properties in Shelby County ZIPs
ZIPStateDistress score🔒 Owner🔒 Property Address🔒 Parcel ID
45356OH18
45302OH17
45306OH17
45333OH17
45334OH17
45336OH17
45340OH17
45353OH17
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Most distressed ZIP codes in Shelby County

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Owner, mailing address, APN and a per-parcel distress score for each Shelby County property — plus capital sources and a closing network.

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