ZIP 45302 Property Distress & Foreclosure Data

Composite property distress in 45302 (Shelby County, Ohio) lands at 9/100 — minimal on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (17/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural exposure scores 17 and live distress 1 on the 0–100 scale.

The market reads expansion — home values rose 5.1% year on year, and 24% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $242,300, an affordability ratio of 2.4× — accessible. There are about 1,666 housing units across 45302. About 4,369 people live here, median age 32. Vacancy runs 3.9%. Owners hold 78% of homes, renters 22%. Educational attainment sits at 23% bachelor's-or-above. Median household income is $88,961, above the U.S. median near $78,000. Rent burden reaches 22% of tenant households. DLRadar's demographic-stress index for the area reads 23/100. 5.0% of residents fall below the poverty threshold.

Overall 45302 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.