ZIP 45302 Foreclosure, Tax-Lien & Distress Report
Shelby County, Ohio · Distress market
ZIP code 45302 in Shelby County, Ohio carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are construction/permit lag (90/100), structural risk (40/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low. Structural exposure scores 40 and live distress 1 on the 0–100 scale.
Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 24% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
A median home runs $242,300 here, or 2.4 times local income. The ZIP holds roughly 1,666 housing units. 4,369 residents call 45302 home, typically aged 32. The vacancy rate is 3.9%. Owners hold 78% of homes, renters 22%. Around 23% of adults hold a bachelor's degree or higher. Median household income is $88,961, above the U.S. median near $78,000. Around 22% of renters are cost-burdened. The demographic-stress sub-score lands at 23/100. 5.0% of residents fall below the poverty threshold.
Broadly, 45302 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 45302 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 45302's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 45302 reflects the current record instead of a stale or modeled snapshot.
Behind 45302's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45302 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 45302
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 45302 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Shelby County
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By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
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Get the full acquisition report for 45302
See who owns each distressed property in 45302, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology