ZIP 45360 Foreclosure, Tax-Lien & Distress Report

ZIP 45360's composite property-distress score is 17/100 - DLRadar classes that as low for Shelby County, Ohio. What sets it apart are the readings on construction/permit lag (83/100), structural risk (38/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. Structural exposure scores 38 and live distress 1 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.9% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 80% owner-occupied to 20% rented. 14.6% of residents fall below the poverty threshold. Home values center near $99,800, an affordability ratio of 2.3× — accessible. Households earn a median $44,464 — below the roughly $78,000 national figure. About 325 people live here, median age 46. About 6% have a four-year degree. There are about 187 housing units across 45360. The demographic-stress sub-score lands at 28/100. The vacancy rate is 29.0% — elevated. Rent burden reaches 23% of tenant households.

Net-net, 45360 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 45360 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 45360's 17/100 can be lined up against any neighbor in Shelby County, Ohio or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 45360, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 45360's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 45360 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.