ZIP 45365 Property Distress & Foreclosure Data

DLRadar grades ZIP 45365 (Shelby County, Ohio) at a minimal 9/100 for overall property distress. On the structural side it scores 17/100, with 1/100 of stress already active. Property-level stress concentrates in structural risk (17/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads expansion — home values rose 5.1% year on year, and 19% higher over three years (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

DLRadar's demographic-stress index for the area reads 28/100. Around 31% of renters are cost-burdened. Educational attainment sits at 19% bachelor's-or-above. Owners hold 68% of homes, renters 32%. Home values center near $181,800, an affordability ratio of 2.6× — accessible. About 28,955 people live here, median age 42. 13.6% of residents fall below the poverty threshold. The vacancy rate is 6.6%. Median household income is $66,044, below the U.S. median near $78,000. The ZIP holds roughly 12,817 housing units.

Net-net, 45365 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.