ZIP 43045 Foreclosure, Tax-Lien & Distress Report

ZIP code 43045 in Union County, Ohio carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 51/100, against 2/100 of stress already in motion. The pressure is most legible in construction/permit lag (100/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (65/100).

The peak-phase market in 43045 posted values that rose 3.0% over the year, and 16% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 93% owner-occupied to 7% rented. There are about 623 housing units across 43045. Households earn a median $102,868 — above the roughly $78,000 national figure. About 31% have a four-year degree. Population is roughly 1,665 with a median age of 35. The demographic-stress sub-score lands at 21/100. The vacancy rate is 6.5%. Roughly 1.2% live below the poverty line, a low share typical of higher-equity areas. The typical home is worth about $275,000 (2.3× income, relatively affordable). Rent burden reaches 29% of tenant households.

Overall 43045 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 43045 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 43045 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43045 can be compared directly against any other ZIP in Union County, Ohio or nationwide. Where the public record is thin for 43045, the field stays empty rather than modeled, and fills in as new documents post.

43045's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 43045 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.