ZIP 43045 Foreclosure, Tax-Lien & Distress Report

ZIP code 43045 in Union County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 48/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (85/100), structural risk (48/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (65/100).

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 16% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

93% of housing is owner-occupied. There are about 623 housing units across 43045. At $102,868, median income runs above typical U.S. levels. Around 31% of adults hold a bachelor's degree or higher. 1,665 residents call 43045 home, typically aged 35. The demographic-stress sub-score lands at 21/100. Vacancy runs 6.5%. The poverty rate is 1.2% — low. The typical home is worth about $275,000 (2.3× income, relatively affordable). Rent burden reaches 29% of tenant households.

On balance, 43045 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.