ZIP 43009 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 43009 (Champaign County, Ohio) at a minimal 6/100 for overall property distress. The pressure is most legible in structural risk (13/100), institutional ownership (5/100), mortgage stress (3/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low. On the structural side it scores 13/100, with 1/100 of stress already active.

The peak-phase market in 43009 posted values that rose 3.9% over the year, and 17% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 2,054 people live here, median age 41. Home values center near $258,300, an affordability ratio of 2.5× — accessible. 92% of housing is owner-occupied. There are about 767 housing units across 43009. The vacancy rate is 7.8%. DLRadar's demographic-stress index for the area reads 22/100. At $92,076, median income runs above typical U.S. levels. The poverty rate is 2.2% — low. About 20% have a four-year degree. Around 21% of renters are cost-burdened.

Overall 43009 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 43009 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 43009 runs hot or quiet, its 6/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 43009 can be compared directly against any other ZIP in Champaign County, Ohio or nationwide. Where the record is thin for 43009, the field stays empty rather than modeled, and fills in as new documents post.

The 6/100 for 43009 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 43009 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.