ZIP 45389 Property Distress & Foreclosure Data
Composite property distress in 45389 (Champaign County, Ohio) lands at 10/100 — minimal on DLRadar's public-record scoring. The latent-versus-live split is 24/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (24/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.
The market reads expansion — home values rose 5.1% year on year (phase confidence 36/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Home values center near $128,100, an affordability ratio of 1.3× — accessible. 10.0% of residents fall below the poverty threshold. The vacancy rate is 9.6%. Educational attainment sits at 12% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. Owners hold 89% of homes, renters 11%. Median household income is $73,125, near the U.S. median near $78,000. About 701 people live here, median age 36. Around 24% of renters are cost-burdened. The ZIP holds roughly 311 housing units.
Net-net, 45389 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 45389
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Champaign County
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Deterministic. Every signal traces to a public dataset · methodology