ZIP 45389 Foreclosure, Tax-Lien & Distress Report
Champaign County, Ohio · Affordable market
ZIP code 45389 in Champaign County, Ohio carries a composite property-distress score of 6/100 — a minimal reading on DLRadar's deterministic distress index. Structural exposure scores 13 and live distress 1 on the 0–100 scale. Property-level stress concentrates in structural risk (13/100), institutional ownership (5/100), mortgage stress (3/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted.
The market reads peak — home values rose 3.9% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
The typical home is worth about $128,100 (1.3× income, relatively affordable). 10.0% of residents fall below the poverty threshold. Vacancy runs 9.6%. About 12% have a four-year degree. On demographic stress specifically, 45389 scores 21/100. 89% of housing is owner-occupied. At $73,125, median income runs near typical U.S. levels. 701 residents call 45389 home, typically aged 36. Rent burden reaches 24% of tenant households. The ZIP holds roughly 311 housing units.
Net-net, 45389 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 45389 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 45389 runs hot or quiet, its 6/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45389 can be compared directly against any other ZIP in Champaign County, Ohio or nationwide. Where the record is thin for 45389, the field stays empty rather than modeled, and fills in as new documents post.
Behind 45389's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 45389 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 45389’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 45389 distress snapshot
Current distress, phase, housing and lender-pressure figures for 45389, drawn from the same report attached to each property.
Champaign County ZIPs near 45389
Nearest ZIP codes to 45389
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Champaign County, Ohio at ZIP, county and state level.
Unlock the full ZIP 45389 acquisition report
See who owns each distressed property in 45389, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology