ZIP 45373 Foreclosure, Tax-Lien & Distress Report

ZIP code 45373 in Miami County, Ohio carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Structural exposure scores 45 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (45/100), construction/permit lag (43/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (6/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (77/100), climate & FEMA risk (66/100).

The peak-phase market in 45373 posted values that rose 4.6% over the year, and 22% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $253,400 (3.0× income, relatively affordable). Rent burden reaches 35% of tenant households. Population is roughly 37,274 with a median age of 39. Owners hold 71% of homes, renters 29%. The poverty rate is 8.7%. Households earn a median $78,278 — near the roughly $78,000 national figure. Vacancy runs 5.7%. The demographic-stress sub-score lands at 27/100. There are about 16,038 housing units across 45373. Around 33% of adults hold a bachelor's degree or higher.

Broadly, 45373 is a steadier market — the deals are the exceptions, not the rule. While 45373 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 45373 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 45373 stays directly comparable to neighboring ZIPs and the rest of Miami County, Ohio. Where the record is thin for 45373, the field stays empty rather than modeled, and fills in as new documents post.

45373's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 45373 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.