Miami County, OH: Foreclosures, Tax Liens & Distressed Properties
Miami County, OH, Ohio: 18 ZIP codes scored, Miami County, OH averaging 20/100 (low, Miami, OH), from 15 to 24. Miami County, OH is in its peak phase (Miami, OH confidence 27/100): Miami, OH home prices up 4.6% (Miami, OH) over twelve months. Miami County, OH lender headwind: 56/100.
Highest-scoring Miami County, OH ZIPs: 45424 (24/100), 45309 (23/100), 45322 (23/100), 45344 (21/100), 45312 (20/100), 45318 (20/100). Also scored in Miami County, OH: 45326, 45339, 45356, 45359, 45361, 45371, 45373, 45383, 45337, 45308.
Across Miami County, OH's scored ZIPs: median home value $209,300, household income $75,887, 5.5% vacancy, 8.4% poverty, 79% owner-occupied, median age 43.1.
Miami County, OH insurance distress 26/100 (#1,857 in the US); FEMA hazard 0/100 for Miami, OH; 2 federal disaster declarations in Miami County, OH since 2023; 3 Miami, OH NFIP flood claims, $140K paid; Miami, OH construction distress 44/100.
14 banks with 30 branches lend in Miami County, OH; Miami, OH weighted bank stress 65/100, highest 98/100 in Miami, OH.
Miami County, OH unemployment 3.1% (Miami, OH -1.2 pts, six months); 347 new housing units permitted in Miami County, OH over twelve months, Miami, OH up 7% from 324; Miami, OH home prices +10.5% a year (Miami, OH) over three years.
47,226 housing units in Miami County, OH; 11,852 Miami, OH renter households; 41% of Miami, OH renters spend 30%+ of income on rent, 21% (Miami, OH) half or more.
Miami County, OH ranks #2,618 nationally on the opportunity index (Miami, OH, among all ranked counties); Miami, OH scores 25.3/100 and Miami, OH sits #52 inside Ohio. Miami, OH is in the weak opportunity phase; Miami, OH's primary driver is bank institutional, Miami, OH second driver construction; Miami, OH moved up 277 places. 12 short-sale listings across Miami, OH; 104 days on market observed in Miami, OH; 5.2% vacancy over 18 Miami, OH ZIPs.
No CFPB county sample covers Miami County, OH. The metro area reading for Miami, OH (Dayton-Kettering-Beavercreek, OH): 1.1% ninety-plus days late; Miami, OH's thirty-to-eighty-nine share is 2.6% (Miami, OH, December 2025 data); Ohio overall 1.0%.
Miami County, OH has 12 watched banks; 12 Miami, OH banks sit in an elevated band. Miami, OH footprints: Fifth Third Bank Na (5 branches, stress 62) in Miami, OH; Greenville Federal (3 branches, stress 94) in Miami, OH; Jpmorgan Chase Bank Na (3 branches, stress 65) in Miami, OH.
HUD lists 7 assisted multifamily properties in Miami County, OH with 237 units; 226 Miami, OH units are assisted, 6 Miami, OH properties under project-based Section 8.
2,320 of the 47,226 housing units in Miami, OH sit vacant. Miami County, OH permitted 33 multifamily units in twelve months; Miami, OH's one-to-four unit structures added 314 units in Miami County, OH.