ZIP 45424 Foreclosure, Tax-Lien & Distress Report

Montgomery County, Ohio's ZIP 45424 registers 24/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on structural risk (54/100), construction/permit lag (48/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structural exposure scores 54 and live distress 2 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (76/100).

The peak-phase market in 45424 posted values that rose 4.6% over the year, and 24% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 8.9% live below the poverty line. 49,871 residents call 45424 home, typically aged 40. 76% of housing is owner-occupied. There are about 21,862 housing units across 45424. Vacancy runs 4.7%. About 27% have a four-year degree. At $78,566, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 23/100. Rent burden reaches 29% of tenant households. A median home runs $183,800 here, or 2.1 times local income.

Overall 45424 looks resilient on the surface, so the edge is isolating individual stressed parcels. No parcel file is published for 45424 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 45424 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Montgomery County, Ohio and the nation. 45424 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 24/100 for 45424 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 45424 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.