ZIP 45424 Property Distress & Foreclosure Data

Composite property distress in 45424 (Montgomery County, Ohio) lands at 23/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (42/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. On the structural side it scores 52/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (90/100), flood (NFIP) exposure (76/100).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 24% higher over three years (phase confidence 40/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The poverty rate is 8.9%. 49,871 residents call 45424 home, typically aged 40. 76% of housing is owner-occupied. The ZIP holds roughly 21,862 housing units. The vacancy rate is 4.7%. Around 27% of adults hold a bachelor's degree or higher. At $78,566, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 23/100. Around 29% of renters are cost-burdened. The typical home is worth about $183,800 (2.1× income, relatively affordable).

On balance, 45424 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.