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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 45431 Foreclosure, Tax-Lien & Distress Report

Greene County, Ohio · Distress market

Scored purely from public records, 45431 (Greene County, Ohio) returns a low composite of 23/100. What sets it apart are the readings on construction/permit lag (54/100), structural risk (52/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low. Structural exposure scores 52 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), flood (NFIP) exposure (69/100).

The market reads peak — home values rose 4.6% year on year, and 22% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $80,058, near the U.S. median near $78,000. Around 36% of adults hold a bachelor's degree or higher. Roughly 8.4% live below the poverty line. The typical home is worth about $209,500 (2.5× income, relatively affordable). There are about 13,565 housing units across 45431. The tenure split is 52% owner-occupied to 48% rented. 26,961 residents call 45431 home, typically aged 35. On demographic stress specifically, 45431 scores 25/100. Rent burden reaches 23% of tenant households. The vacancy rate is 7.6%.

Broadly, 45431 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 45431's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 45431 shows blanks, not estimates, wherever the record is sparse.

Behind 45431's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 45431 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

23/100
Composite stress
52/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 45431

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk84
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 45431 distress snapshot

Current distress, phase, housing and lender-pressure figures for 45431, drawn from the same report attached to each property.

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Greene County ZIPs near 45431

More distress data near 45431

Additional distress intelligence spanning Greene County, Ohio by ZIP, county and state.

Get the full acquisition report for 45431

The full 45431 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

No modelling: every input is a public record · methodology

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