ZIP 45305 Property Distress & Foreclosure Data

In Greene County, Ohio, ZIP 45305 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). The latent-versus-live split is 55/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

The market reads expansion — home values rose 7.0% year on year, and 21% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $119,129, above the U.S. median near $78,000. The vacancy rate is 1.6%. Around 26% of renters are cost-burdened. About 11,597 people live here, median age 42. The ZIP holds roughly 4,447 housing units. Educational attainment sits at 52% bachelor's-or-above. 3.3% of residents fall below the poverty threshold. Owners hold 80% of homes, renters 20%. DLRadar's demographic-stress index for the area reads 20/100. Home values center near $329,500, an affordability ratio of 2.6× — accessible.

Overall 45305 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.