ZIP 45305 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 45305 in Greene County, Ohio comes in at 23, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). The split runs 51/100 structural to 2/100 active on the ground. Leading the profile are construction/permit lag (62/100), structural risk (51/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 21% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $119,129, median income runs above typical U.S. levels. The vacancy rate is 1.6%. Around 26% of renters are cost-burdened. 11,597 residents call 45305 home, typically aged 42. The ZIP holds roughly 4,447 housing units. Educational attainment sits at 52% bachelor's-or-above. Roughly 3.3% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 80% owner-occupied to 20% rented. The demographic-stress sub-score lands at 20/100. The typical home is worth about $329,500 (2.6× income, relatively affordable).

Overall 45305 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 45305 at the moment; the composite and its components are still built from verifiable public records.

The 45305 read uses the identical public-record model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 45305 stays directly comparable to neighboring ZIPs and the rest of Greene County, Ohio. Sparse data for 45305 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 45305's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 45305 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.