ZIP 45385 Foreclosure, Tax-Lien & Distress Report

ZIP code 45385 in Greene County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic distress index. Its standout signals are construction/permit lag (56/100), structural risk (52/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (6/100) stay muted. Latent structural risk is 52/100 while live distress already moving reads 2/100. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (77/100).

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 26% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $218,400 here, or 2.6 times local income. 12.0% of residents fall below the poverty threshold. At $75,327, median income runs near typical U.S. levels. Vacancy runs 6.7%. Around 31% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 26/100. Around 34% of renters are cost-burdened. The tenure split is 71% owner-occupied to 29% rented. There are about 17,329 housing units across 45385. 40,057 residents call 45385 home, typically aged 41.

Overall, 45385 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 45385 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 45385 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Greene County, Ohio and the nation. Where the record is thin for 45385, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45385 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. Practically, 45385 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.