ZIP 45314 Property Distress & Foreclosure Data

In Greene County, Ohio, ZIP 45314 scores 24 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (75/100), structural risk (54/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), flood (NFIP) exposure (62/100). On the structural side it scores 54/100, with 2/100 of stress already active.

The market reads expansion — home values rose 7.0% year on year, and 13% higher over three years (phase confidence 40/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $87,366, above the U.S. median near $78,000. Owners hold 77% of homes, renters 23%. The ZIP holds roughly 1,398 housing units. Around 26% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. Educational attainment sits at 47% bachelor's-or-above. About 6,488 people live here, median age 21. Home values center near $313,400, an affordability ratio of 3.2× — accessible. 8.9% of residents fall below the poverty threshold. The vacancy rate is 5.0%.

Overall 45314 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.