ZIP 45368 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 45368 (Clark County, Ohio) returns a low composite of 22/100. The latent-versus-live split is 51/100 structural and 1/100 already moving. Its heaviest discrete signals: structural risk (51/100), construction/permit lag (49/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (79/100), climate & FEMA risk (76/100)).

The market reads peak — home values rose 1.8% year on year, and 27% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

A median home runs $168,600 here, or 2.6 times local income. Roughly 12.3% live below the poverty line. The ZIP holds roughly 2,001 housing units. The vacancy rate is 4.5%. About 3,860 people live here, median age 46. At $60,411, median income runs below typical U.S. levels. On demographic stress specifically, 45368 scores 25/100. Rent burden reaches 25% of tenant households. 74% of housing is owner-occupied. About 20% have a four-year degree.

Overall, 45368 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 45368 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 45368's 22/100 can be lined up against any neighbor in Clark County, Ohio or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 45368, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

45368's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 45368 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.