ZIP 45369 Foreclosure, Tax-Lien & Distress Report

Clark County, Ohio's ZIP 45369 registers 22/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (flood (NFIP) exposure (77/100), climate & FEMA risk (75/100)). Structurally it carries 50/100, against 1/100 of stress already in motion. What sets it apart are the readings on structural risk (50/100), construction/permit lag (49/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 1.7% year on year, and 21% higher over three years, at 36/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Roughly 7.5% live below the poverty line. About 4,232 people live here, median age 49. Households earn a median $96,500 — above the roughly $78,000 national figure. Rent burden reaches 1% of tenant households. DLRadar's demographic-stress index for the area reads 18/100. 91% of housing is owner-occupied. About 23% have a four-year degree. The ZIP holds roughly 1,669 housing units. Home values center near $221,100, an affordability ratio of 2.1× — accessible. The vacancy rate is 6.5%.

Net-net, 45369 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 45369 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 45369 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 45369 stays directly comparable to neighboring ZIPs and the rest of Clark County, Ohio. Nothing here is interpolated — where a source is thin for 45369, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 45369 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. Practically, 45369 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.