ZIP 45505 Foreclosure, Tax-Lien & Distress Report

Clark County, Ohio's ZIP 45505 registers 16/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: construction/permit lag (45/100), structural risk (35/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 35/100, with 1/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (76/100).

The peak-phase market in 45505 posted values that rose 1.6% over the year, and 29% higher over three years (phase confidence 36/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 9,274 housing units across 45505. The tenure split is 53% owner-occupied to 47% rented. Median household income is $42,409, below the U.S. median near $78,000. Rent burden reaches 38% of tenant households. Population is roughly 20,299 with a median age of 35. The typical home is worth about $95,500 (2.1× income, relatively affordable). Educational attainment sits at 10% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 33/100. The poverty rate is 27.1% — high, a tax-stress and distress correlate. The vacancy rate is 13.1% — elevated.

Net-net, 45505 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 45505 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 45505 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 45505 stays directly comparable to neighboring ZIPs and the rest of Clark County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45505 shows blanks, not estimates, wherever the record is sparse.

Behind 45505's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 45505 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.