ZIP 45503 Foreclosure, Tax-Lien & Distress Report

Clark County, Ohio's ZIP 45503 registers 22/100 composite distress, which DLRadar reads as low. Property-level stress concentrates in structural risk (50/100), construction/permit lag (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (3/100) register low. Latent structural risk is 50/100 while live distress already moving reads 1/100. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (76/100)).

The market reads peak — home values rose 1.6% year on year, and 27% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 9.2%. DLRadar's demographic-stress index for the area reads 29/100. The poverty rate is 15.3%. There are about 15,403 housing units across 45503. Rent burden reaches 28% of tenant households. Population is roughly 32,673 with a median age of 41. Median household income is $54,561, below the U.S. median near $78,000. Owners hold 60% of homes, renters 40%. Educational attainment sits at 18% bachelor's-or-above. The typical home is worth about $168,200 (2.8× income, relatively affordable).

Overall, 45503 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 45503 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45503 can be compared directly against any other ZIP in Clark County, Ohio or nationwide. Where the record is thin for 45503, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45503's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 45503 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.