ZIP 45323 Property Distress & Foreclosure Data

In Clark County, Ohio, ZIP 45323 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (38/100), structural risk (33/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. The latent-versus-live split is 33/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (76/100).

The market reads expansion — home values rose 7.0% year on year, and 23% higher over three years (phase confidence 45/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 27% of renters are cost-burdened. 5.7% of residents fall below the poverty threshold. Median household income is $77,835, near the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. The vacancy rate is 5.6%. Home values center near $187,900, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 2,273 housing units. DLRadar's demographic-stress index for the area reads 23/100. Owners hold 79% of homes, renters 21%. About 4,954 people live here, median age 43.

Net-net, 45323 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.