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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 45316 Foreclosure, Tax-Lien & Distress Report

Clark County, Ohio · High Vacancy market

In Clark County, Ohio, ZIP 45316 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Property-level stress concentrates in construction/permit lag (57/100), structural risk (43/100), institutional ownership (8/100). institutional ownership (8/100) and mortgage stress (4/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (77/100). The latent-versus-live split is 43/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 3.0% over the trailing year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $80,000, near the U.S. median near $78,000. A median home runs $200,000 here, or 2.9 times local income. The poverty rate is 5.2% — low. The vacancy rate is 24.7% — elevated. The demographic-stress sub-score lands at 22/100. Educational attainment sits at 30% bachelor's-or-above. Rent burden reaches 0% of tenant households. Owners hold 74% of homes, renters 26%. The ZIP holds roughly 81 housing units. About 134 people live here, median age 43.

Taken together, 45316 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 45316 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 45316's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 45316 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 for 45316 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 45316 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

19/100
Composite stress
43/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 45316

Foreclosure activity0
Mortgage stress4
Climate / FEMA risk77
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 45316 Stress Report snapshot

A live read on 45316: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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