ZIP 45506 Foreclosure, Tax-Lien & Distress Report

In Clark County, Ohio, ZIP 45506 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). What sets it apart are the readings on construction/permit lag (45/100), structural risk (35/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted. On the structural side it scores 35/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 25% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 13.8% — elevated. Around 41% of renters are cost-burdened. Home values center near $107,300, an affordability ratio of 2.5× — accessible. 58% of housing is owner-occupied. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 6,444 housing units. 13,339 residents call 45506 home, typically aged 42. The poverty rate is 25.4% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 33/100. At $40,132, median income runs below typical U.S. levels.

Net-net, 45506 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 45506 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 45506 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 45506 stays directly comparable to neighboring ZIPs and the rest of Clark County, Ohio. Where the public record is thin for 45506, the field stays empty rather than modeled, and fills in as new documents post.

The 16/100 figure for 45506 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 45506 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.