ZIP 45506 Foreclosure, Tax-Lien & Distress Report
Clark County, Ohio · High Vacancy market
In Clark County, Ohio, ZIP 45506 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (80/100), climate & FEMA risk (76/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (48/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (3/100) stay muted. On the structural side it scores 50/100, with 1/100 of stress already active.
Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 25% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 13.8% — elevated. Around 41% of renters are cost-burdened. Home values center near $107,300, an affordability ratio of 2.5× — accessible. 58% of housing is owner-occupied. Educational attainment sits at 13% bachelor's-or-above. The ZIP holds roughly 6,444 housing units. 13,339 residents call 45506 home, typically aged 42. The poverty rate is 25.4% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 33/100. At $40,132, median income runs below typical U.S. levels.
Net-net, 45506 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 45506 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 45506 read uses the identical scoring model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 45506 stays directly comparable to neighboring ZIPs and the rest of Clark County, Ohio. Where the record is thin for 45506, the field stays empty rather than modeled, and fills in as new documents post.
The 22/100 figure for 45506 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 45506 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 45506’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 45506 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Clark County
Nearest ZIP codes to 45506
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45506
Further distress data across Clark County, Ohio at ZIP, county and state level.
The complete 45506 distress and acquisition report
The full 45506 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology