ZIP 45504 Foreclosure, Tax-Lien & Distress Report
Clark County, Ohio · Affordable market
DLRadar grades ZIP 45504 (Clark County, Ohio) at a low 16/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (76/100). What sets it apart are the readings on construction/permit lag (45/100), structural risk (35/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Structural exposure scores 35 and live distress 1 on the 0–100 scale.
The peak-phase market in 45504 posted values that rose 1.6% over the year, and 19% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 16,654 people live here, median age 39. The vacancy rate is 10.2%. 74% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100. Roughly 9.9% live below the poverty line. There are about 7,167 housing units across 45504. A median home runs $180,600 here, or 2.5 times local income. Households earn a median $67,334 — below the roughly $78,000 national figure. Rent burden reaches 31% of tenant households. About 27% have a four-year degree.
On balance 45504 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 45504 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 45504 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 45504, the field stays empty rather than modeled, and fills in as new documents post.
The 16/100 figure for 45504 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 45504 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 45504’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
45504 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 45504, the same set carried on every parcel.
Neighbouring ZIPs in Clark County
Keep exploring Ohio distress
More ZIP, county and state distress intelligence connected to Clark County, Ohio.
See every distressed parcel in 45504
The full 45504 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology