ZIP 45341 Foreclosure, Tax-Lien & Distress Report

In Clark County, Ohio, ZIP 45341 scores 22 of 100 for composite distress, a low level on DLRadar's distress index. The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (3/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (76/100)). The latent-versus-live split is 50/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 31% higher over three years, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 55% of renters are cost-burdened. The poverty rate is 23.3% — high, a tax-stress and distress correlate. The typical home is worth about $140,200 (2.2× income, relatively affordable). About 3,702 people live here, median age 47. On demographic stress specifically, 45341 scores 31/100. About 16% have a four-year degree. Median household income is $57,800, below the U.S. median near $78,000. The tenure split is 88% owner-occupied to 12% rented. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. There are about 1,822 housing units across 45341.

Taken together, 45341 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 45341 runs through one identical scoring model, so its 22/100 sits on the same scale as every other ZIP in Clark County, Ohio and the nation. Nothing here is interpolated — where a source is thin for 45341, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 45341's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 45341 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.