Clark County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clark County, OH distress report, 2026: 23 ZIPs scored in Clark, OH, Clark, OH average 20/100; the top Clark, OH ZIP is 45314 at 23/100; Clark, OH market phase peak, Clark, OH prices +1.6% year over year.
- Clark, OH ranks #2,104 nationally (opportunity index); Clark, OH #31 in Ohio; Clark, OH index 27.3.
- Clark, OH: no CFPB county sample; Clark, OH non-metro area reading 1.4%.
- Clark, OH ZIP phases: 23 peak.
- Clark, OH residential listings tracked: 29 across 16 ZIPs; Clark, OH candidate listings 12.
- Clark, OH HUD assisted properties: 10 with 950 units.
- Clark, OH lenders on watch: 8; largest Clark, OH footprint Park National Bank (7 branches).
- Clark, OH most distressed ZIP: 45314 at 23/100.
Clark, OH figures: DLRadar distress index; Clark, OH inputs: CFPB, FHFA, HUD, FDIC; Clark, OH rebuilt as sources refresh.
| Rank | Clark, OH ZIP | Score |
|---|---|---|
| 1 | 45314 | 23/100 |
| 2 | 45316 | 23/100 |
| 3 | 45324 | 23/100 |
| 4 | 45387 | 23/100 |
| 5 | 43010 | 22/100 |
| 6 | 45319 | 22/100 |
| 7 | 45323 | 22/100 |
| 8 | 45341 | 22/100 |
| 9 | 45349 | 22/100 |
| 10 | 45368 | 22/100 |
| 11 | 45369 | 22/100 |
| 12 | 45372 | 22/100 |
Most distressed Clark, OH ZIPs (0-100, 2026)
Mortgage delinquency around Clark, OH
No CFPB county sample covers Clark, OH; the non-metro area reading for Clark, OH: 1.4% ninety-plus; Clark, OH area thirty-to-eighty-nine 3.4% (December 2025, Clark, OH); Ohio overall 1.0%.
Opportunity index: Clark, OH
Clark, OH index 27.3, Clark, OH phase weak; Clark, OH primary driver bank institutional, Clark, OH second driver construction. Clark, OH components: property stress 12.6, foreclosure pressure 10.1, listing discounts 33.9, bank stress 52.4, insurance 0.0; Clark, OH pulse 28.4; Clark, OH capital opportunity 25.6; Clark, OH seven-day change +0.1%.
ZIP market phases inside Clark, OH
23 Clark, OH ZIPs carry a price-cycle phase; Clark, OH ZIPs by phase (Clark, OH), deepest drawdown first: peak, +1.6% YoY (Clark, OH): 43010, 45319, 45323, 45341, Clark, OH 45349, 45372; peak, +3.4% YoY (Clark, OH): 43044; peak, +3.9% YoY (Clark, OH): 43078, 45324; peak, +2.9% YoY (Clark, OH): 43140, 43153; peak, +4.5% YoY (Clark, OH): 45314; peak, +3.0% YoY (Clark, OH): 45316; peak, +2.3% YoY (Clark, OH): 45344; peak, +1.8% YoY (Clark, OH): 45368; peak, +1.7% YoY (Clark, OH): 45369.
Residential listings by Clark, OH ZIP
Clark, OH ZIPs with the most tracked Clark, OH residential listings: 45503 7 listings, 4 candidates, bank pressure 58; 45502 5 listings, 2 candidates, bank pressure 57; 45369 4 listings, 0 candidates, bank pressure 60; 45505 4 listings, 1 candidates, bank pressure 58 (Clark, OH); 45506 3 listings, 3 candidates, bank pressure 58; 45323 2 listings, 0 candidates, bank pressure 58; 45344 2 listings, 1 candidates, bank pressure 61; 45504 2 listings, 1 candidates, bank pressure 58. Clark, OH totals: 29 listings; Clark, OH candidates 12; active ZIPs 8.
HUD assisted housing in Clark, OH
10 assisted properties with 950 units sit in Clark, OH; largest Clark, OH properties: Brentwood Square I, Ii & Iii (Springfield) 214 units, 152 assisted; Ronez Manor Apartments (Springfield) 179 units, 178 assisted; Villa Park (Springfield) 151 units, 150 assisted in Clark, OH; Springfield Towers (Springfield) 120 units, 120 assisted; Tubman Towers (Springfield) 99 units, 99 assisted; North Hill Towers Ii (Springfield) 64 units, 64 assisted.
Lenders with branches in Clark, OH
Clark, OH lenders by branch count: Park National Bank (Clark, OH): stress 42, 7 branches low in Clark, OH; New Carlisle Fsb (Clark, OH): stress 72, 3 branches low in Clark, OH; Huntington National Bank (Clark, OH): stress 63, 3 branches low in Clark, OH; Richwood Banking Co (Clark, OH): stress 66, 2 branches low in Clark, OH; Fifth Third Bank Na (Clark, OH): stress 62, 2 branches low in Clark, OH; Merchants National Bank (Clark, OH): stress 69, 1 branch low in Clark, OH; Keybank National Assn (Clark, OH): stress 65, 1 branch low in Clark, OH; Citizens Nb Of Bluffton (Clark, OH): stress 43, 1 branch low in Clark, OH.
Vacancy and permits, Clark, OH
5,151 of 61,126 Clark, OH housing units are vacant; Clark, OH permits, twelve months: 3 multifamily units in Clark, OH, 246 one-to-four unit units.
Work Clark, OH at the parcel level
Every Clark, OH parcel carries owner and address; every Clark, OH parcel carries APN; Clark, OH distress scores sit on the Clark, OH live board.
Clark, OH figures refresh with each source.
Clark, OH questions
Most distressed ZIP code in Clark County, OH?
ZIP 45314 leads Clark, OH at 23/100; next in Clark, OH: 45316 at 23/100; the Clark, OH average is 20/100.
Where does Clark County, OH rank for investment opportunity?
Clark, OH is #2,104 among all ranked counties, #31 in Ohio; the Clark, OH driver is bank institutional; Clark, OH moved up 523 places.
How many mortgages are delinquent in Clark County, OH?
Clark, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Clark, OH.
Which banks lend in Clark County, OH?
8 watched lenders hold Clark, OH branches; the largest Clark, OH footprints are Park National Bank (7), New Carlisle Fsb (3), Huntington National Bank (3).
More on Clark, OH
Clark County, OH distress report: public-record figures for Clark, OH; not legal advice for Clark, OH; not tax or investment advice; verify every Clark, OH record before acting.