Clark County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clark County, Ohio? DLRadar grades every Clark County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Clark County breakdown.
- Clark County's most distressed ZIP is 45314 at 23/100.
- 23 ZIP codes tracked in Clark County, averaging 16/100 distress.
- Clark County reads peak — home values up 1.6% year over year.
- Vacancy runs 8.5% across Clark County's tracked ZIPs, with a 12.5% poverty rate.
- The typical Clark County home is worth about $190,409 against a ~$65,834 median income.
- Lending headwind in Clark County sits at 35/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45314 | 23/100 |
| 2 | 45387 | 22/100 |
| 3 | 45324 | 21/100 |
| 4 | 45316 | 19/100 |
| 5 | 45344 | 17/100 |
| 6 | 45368 | 17/100 |
| 7 | 43010 | 16/100 |
| 8 | 45319 | 16/100 |
| 9 | 45323 | 16/100 |
| 10 | 45341 | 16/100 |
| 11 | 45349 | 16/100 |
| 12 | 45369 | 16/100 |
Most distressed ZIP codes in Clark County (composite distress 0-100, 2026)
What is driving Clark County distress
Clark County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Clark County market phase and pricing
The cycle in Clark County is peak, with values up 1.6% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Clark County
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Questions and answers
What is the hardest-hit ZIP in Clark County?
ZIP 45314 leads Clark County at 23/100, recomputed monthly from public records.
What market phase is Clark County in?
Phase for Clark County: peak, tracking a 1.6% gain year over year, read off the FHFA index.
Can the Clark County figures be verified?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 23 Clark County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Clark County ZIP codes?
A single county score papers over real variation. Across the Clark County ZIPs DLRadar ranks, scores run from 23/100 in 45314 down to 16/100 in 45369, against a Clark County average of 16/100. A spread of 7 points means Clark County has to be worked ZIP by ZIP.
What do Clark County home values and vacancy say about distressed supply?
The typical Clark County home carries about $190,409 of value against a median household income near $65,834. Vacancy across Clark County's tracked ZIPs runs 8.5% and the poverty rate is 12.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Clark County's foreclosure and lien data and its 35/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.