Clark County, OH: Home-Insurance Distress & Forced-Sale Pressure
Clark County, OH: 27/100 (moderate) home-insurance distress; Clark, OH band LOW; Clark, OH #1,699 of 3,222 counties; Clark, OH #17 of 88 in Ohio; raw Clark, OH 31.9; Clark, OH coverage multiplier 0.85.
FEMA hazard, Clark, OH: 0/100; Clark, OH declarations, three years: none.
NFIP claims, Clark, OH, three years: 7; Clark, OH payouts $208,677; per Clark, OH claim $29,811; Clark, OH claim-stress 80/100.
Clark, OH monthly score rose, 0 (March 2026) to 27 (October 2026); Clark, OH by month: March 0, April 0, May 0, June 0 (Clark, OH), July 0, August 0, September 0, October 27.
Clark, OH components: NFIP claims 80; Clark, OH retreat index 27; Clark, OH climate multiplier 0.85.
Construction distress, Clark, OH: 48/100 as of August 2026 (Clark, OH: 14/100 one-to-four unit, 95/100 multifamily).
Clark, OH ZIPs, June 2026 (Clark, OH, 16 highest): score 0 (Clark, OH), climate 78 (Clark, OH): 45314, 45324, 45387; score 0 (Clark, OH), climate 77 (Clark, OH): 45316; score 0 (Clark, OH), climate 76 (Clark, OH): 43010, 45319, 45323, 45341, Clark, OH 45349, 45368, 45372, 45501, Clark, OH 45503, 45504, 45505, 45506.
DLRadar rescores Clark, OH monthly; Clark, OH readings join Clark, OH foreclosure, lien and ownership parcels (Clark, OH), so cost-squeezed Clark, OH owners surface before listing.
Inside Ohio, Clark County ranks 17th of 88 counties for home-insurance distress at 27/100; Belmont County (28/100) sits just above Clark County, and Lucas County (27/100) sits just below Clark County.
Deterministic. Every Clark County, OH signal traces to a public Clark dataset (FEMA, NFIP, Census for Clark, OH) · how insurance distress works in Clark, OH · methodology
FAQ: Clark County, OH insurance distress
What is the Clark County, OH home-insurance-distress score?
Clark, OH: 27/100 (LOW), #1,699 of 3,222, #17 in Ohio. FEMA hazard, Clark, OH: 0/100; NFIP stress, Clark, OH: 80/100; construction, Clark, OH: 48/100; Clark, OH rescores monthly.
Is Clark County insurance distress getting better or worse (OH)?
Clark, OH: 0 in March 2026; Clark, OH: 27 in October 2026 (worse); Clark, OH NFIP claims score 80.
How many flood-insurance claims has Clark County, OH had?
Clark, OH: 7 NFIP claims, three years; Clark, OH paid $208,677; per Clark, OH claim $29,811; carriers reprice Clark, OH against that record.
Which Clark County ZIP codes carry the most insurance distress (OH)?
Clark, OH, June 2026: 45314 at 0, 45324 at 0, 45387 at 0, 45316 at 0; Clark, OH climate scores there: 78, 78, 78, 77.
Why does Clark, OH insurance distress create sellers?
A Clark, OH premium outruns the Clark, OH budget; a carrier leaves Clark, OH; Clark, OH carrying cost passes plan; Clark, OH owners sell while current; Clark, OH insurance distress leads Clark, OH foreclosure data.