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ZIP 45434 Foreclosure, Tax-Lien & Distress Report

Greene County, Ohio · Distress market

On DLRadar's 0-100 public-record scale, ZIP 45434 in Greene County, Ohio comes in at 23, a low composite-distress reading. Climate and flood risk are elevated too — climate & FEMA risk (78/100), flood (NFIP) exposure (64/100). Its standout signals are construction/permit lag (62/100), structural risk (51/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Structural exposure scores 51 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 4.6% over the trailing year, and 22% higher over three years, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 12,482 people live here, median age 43. Vacancy runs 3.1%. Around 58% of adults hold a bachelor's degree or higher. The ZIP holds roughly 4,897 housing units. Median household income is $142,260, above the U.S. median near $78,000. The poverty rate is 2.4% — low. The typical home is worth about $309,700 (2.0× income, relatively affordable). On demographic stress specifically, 45434 scores 22/100. The tenure split is 93% owner-occupied to 8% rented. Around 58% of renters are cost-burdened.

Overall 45434 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 45434 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 45434 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45434 can be compared directly against any other ZIP in Greene County, Ohio or nationwide. The score is rebuilt from public data as it updates, so 45434 reflects the current record instead of a stale or modeled snapshot.

Each component behind 45434 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 23/100 roll-up. The point of the 45434 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

23/100
Composite stress
51/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 45434

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk78
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 45434 Stress Report snapshot

The live 45434 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Greene County ZIP reports

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