ZIP 45410 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45410 (Montgomery County, Ohio) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (55/100), construction/permit lag (47/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)).

The market reads peak — home values rose 4.6% year on year, and 17% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 10.6%. DLRadar's demographic-stress index for the area reads 31/100. The typical home is worth about $110,600 (2.1× income, relatively affordable). Educational attainment sits at 21% bachelor's-or-above. There are about 7,706 housing units across 45410. Households earn a median $46,766 — below the roughly $78,000 national figure. 50% of housing is owner-occupied. The poverty rate is 23.7% — high, a tax-stress and distress correlate. About 15,617 people live here, median age 33. Around 42% of renters are cost-burdened.

Net-net, 45410 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 45410 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 45410 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 45410, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45410 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 45410 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.