ZIP 45410 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Ohio · High Poverty market
Composite property distress in 45410 (Montgomery County, Ohio) lands at 24/100 — low on DLRadar's distress scoring. Structural risk reads 54/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (43/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (78/100)).
The market reads peak — home values rose 4.6% year on year, and 17% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Vacancy runs 10.6%. DLRadar's demographic-stress index for the area reads 31/100. The typical home is worth about $110,600 (2.1× income, relatively affordable). Educational attainment sits at 21% bachelor's-or-above. There are about 7,706 housing units across 45410. Households earn a median $46,766 — below the roughly $78,000 national figure. 50% of housing is owner-occupied. The poverty rate is 23.7% — high, a tax-stress and distress correlate. About 15,617 people live here, median age 33. Around 42% of renters are cost-burdened.
Net-net, 45410 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 45410 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 45410 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 45410, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 45410 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Treat 45410 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 45410 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
45410 at a glance
45410 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Adjacent Montgomery County ZIP reports
Nearest ZIP codes to 45410
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Montgomery County, Ohio
Related ZIP, county and statewide reads linked to Montgomery County, Ohio.
Get the full acquisition report for 45410
The full 45410 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology