ZIP 45410 Property Distress & Foreclosure Data

Composite property distress in 45410 (Montgomery County, Ohio) lands at 23/100 — low on DLRadar's public-record scoring. Structural risk reads 53/100 against active distress of 2/100. The sharpest non-environmental signals are structural risk (53/100), construction/permit lag (38/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (79/100).

The market reads expansion — home values rose 7.0% year on year, and 17% higher over three years, at 40/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 10.6%. DLRadar's demographic-stress index for the area reads 31/100. Home values center near $110,600, an affordability ratio of 2.1× — accessible. Educational attainment sits at 21% bachelor's-or-above. There are about 7,706 housing units across 45410. Median household income is $46,766, below the U.S. median near $78,000. Owners hold 50% of homes, renters 50%. 23.7% of residents fall below the poverty threshold. About 15,617 people live here, median age 33. Rent burden reaches 42% of tenant households.

Net-net, 45410 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.