ZIP 45327 Property Distress & Foreclosure Data

ZIP code 45327 in Montgomery County, Ohio carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (51/100), construction/permit lag (39/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (90/100), flood (NFIP) exposure (74/100)).

The expansion-phase market in 45327 posted values that rose 6.9% over the year, and 27% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $84,538 — near the roughly $78,000 national figure. A median home runs $218,900 here, or 2.4 times local income. The vacancy rate is 6.9%. Population is roughly 8,949 with a median age of 40. On demographic stress specifically, 45327 scores 23/100. About 24% have a four-year degree. Roughly 8.0% live below the poverty line. The tenure split is 83% owner-occupied to 17% rented. Around 23% of renters are cost-burdened. The ZIP holds roughly 3,702 housing units.

Broadly, 45327 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.