ZIP 45327 Foreclosure, Tax-Lien & Distress Report

ZIP 45327's composite property-distress score is 24/100 - DLRadar classes that as low for Montgomery County, Ohio. The pressure is most legible in structural risk (54/100), construction/permit lag (48/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Structurally it carries 54/100, against 2/100 of stress already in motion. It additionally carries heavy environmental risk: climate & FEMA risk (90/100), flood (NFIP) exposure (75/100).

The market reads peak — home values rose 4.6% year on year, and 27% higher over three years, at 27/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $84,538, median income runs near typical U.S. levels. The typical home is worth about $218,900 (2.4× income, relatively affordable). Vacancy runs 6.9%. About 8,949 people live here, median age 40. DLRadar's demographic-stress index for the area reads 23/100. Around 24% of adults hold a bachelor's degree or higher. Roughly 8.0% live below the poverty line. 83% of housing is owner-occupied. Rent burden reaches 23% of tenant households. The ZIP holds roughly 3,702 housing units.

Overall 45327 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 45327 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 45327's 24/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 45327, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45327 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 24/100 roll-up. Practically, 45327 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.