ZIP 45053 Property Distress & Foreclosure Data

In Butler County, Ohio, ZIP 45053 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (92/100). On the structural side it scores 46/100, with 1/100 of stress already active. Its standout signals are construction/permit lag (61/100), structural risk (46/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) and mortgage stress (3/100) register low.

The market reads peak — home values rose 4.5% year on year, and 31% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,211 housing units. About 3,717 people live here, median age 39. 3.7% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 18/100. Educational attainment sits at 26% bachelor's-or-above. Median household income is $111,409, above the U.S. median near $78,000. Home values center near $342,000, an affordability ratio of 2.9× — accessible. The vacancy rate is 0.0%. Owners hold 95% of homes, renters 5%.

Overall 45053 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.