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ZIP 45053 Foreclosure, Tax-Lien & Distress Report

Butler County, Ohio · Distress market

In Butler County, Ohio, ZIP 45053 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (80/100)). Structurally it carries 57/100, against 1/100 of stress already in motion. Leading the profile are construction/permit lag (57/100), structural risk (57/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (3/100) stay muted.

The peak-phase market in 45053 posted values that rose 3.5% over the year, and 31% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

There are about 1,211 housing units across 45053. 3,717 residents call 45053 home, typically aged 39. 3.7% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. The demographic-stress sub-score lands at 18/100. Educational attainment sits at 26% bachelor's-or-above. At $111,409, median income runs above typical U.S. levels. Home values center near $342,000, an affordability ratio of 2.9× — accessible. The vacancy rate is 0.0%. 95% of housing is owner-occupied.

Net-net, 45053 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 45053 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 45053's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 45053 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 45053's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 45053 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

25/100
Composite stress
57/100
Structural risk
1/100
Distress activity

Signal-by-signal read on 45053

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk92
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 45053 Stress Report snapshot

45053 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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