ZIP 45069 Foreclosure, Tax-Lien & Distress Report
Butler County, Ohio · Distress market
In Butler County, Ohio, ZIP 45069 scores 26 of 100 for composite distress, a low level on DLRadar's distress index. Structural exposure scores 59 and live distress 1 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (83/100). Its heaviest discrete signals: construction/permit lag (61/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (3/100) stay muted.
The peak-phase market in 45069 posted values that rose 3.5% over the year, and 21% higher over three years (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 55,635 people live here, median age 39. At $115,539, median income runs above typical U.S. levels. The typical home is worth about $345,000 (2.7× income, relatively affordable). DLRadar's demographic-stress index for the area reads 22/100. Owners hold 78% of homes, renters 22%. The ZIP holds roughly 21,703 housing units. Vacancy runs 3.3%. Roughly 5.7% live below the poverty line, a low share typical of higher-equity areas. About 53% have a four-year degree. Around 32% of renters are cost-burdened.
Net-net, 45069 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 45069 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 45069's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 45069 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 26/100 figure for 45069 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 45069 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 45069 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 45069 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Butler County
Nearest ZIP codes to 45069
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45069
Further distress data across Butler County, Ohio at ZIP, county and state level.
Unlock parcel-level detail for ZIP 45069
Open 45069 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology