ZIP 45044 Property Distress & Foreclosure Data

In Butler County, Ohio, ZIP 45044 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (58/100), structural risk (46/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (3/100) register low. The latent-versus-live split is 46/100 structural and 1/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (91/100).

The market reads peak — home values rose 4.5% year on year, and 25% higher over three years (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Median household income is $71,942, near the U.S. median near $78,000. Home values center near $241,600, an affordability ratio of 3.2× — accessible. 14.6% of residents fall below the poverty threshold. The ZIP holds roughly 22,198 housing units. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 7.4%. Educational attainment sits at 30% bachelor's-or-above. Owners hold 63% of homes, renters 37%. Around 39% of renters are cost-burdened. About 54,452 people live here, median age 37.

Net-net, 45044 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.