ZIP 45044 Foreclosure, Tax-Lien & Distress Report
Butler County, Ohio · Distress market
ZIP 45044's composite property-distress score is 25/100 - DLRadar classes that as low for Butler County, Ohio. The most distinctive pressure shows up in construction/permit lag (60/100), structural risk (58/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (3/100). Structurally it carries 58/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (81/100)).
Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 25% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.
Median household income is $71,942, near the U.S. median near $78,000. Home values center near $241,600, an affordability ratio of 3.2× — accessible. The poverty rate is 14.6%. The ZIP holds roughly 22,198 housing units. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 7.4%. About 30% have a four-year degree. Owners hold 63% of homes, renters 37%. Around 39% of renters are cost-burdened. About 54,452 people live here, median age 37.
Overall, 45044 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 45044 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 45044 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45044 can be compared directly against any other ZIP in Butler County, Ohio or nationwide. 45044 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
45044's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 45044 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 45044’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 45044 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Butler County
Nearest ZIP codes to 45044
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 45044
Related ZIP, county and statewide reads linked to Butler County, Ohio.
See every distressed parcel in 45044
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Each signal above is traceable to an open dataset · methodology