ZIP 45044 Foreclosure, Tax-Lien & Distress Report

ZIP 45044's composite property-distress score is 25/100 - DLRadar classes that as low for Butler County, Ohio. The most distinctive pressure shows up in structural risk (57/100), construction/permit lag (55/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (3/100). Structurally it carries 57/100, against 1/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (79/100)).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 25% higher over three years (phase confidence 24/100). Topping markets hide individual distress behind strong averages.

Median household income is $71,942, near the U.S. median near $78,000. Home values center near $241,600, an affordability ratio of 3.2× — accessible. The poverty rate is 14.6%. The ZIP holds roughly 22,198 housing units. DLRadar's demographic-stress index for the area reads 31/100. The vacancy rate is 7.4%. About 30% have a four-year degree. Owners hold 63% of homes, renters 37%. Around 39% of renters are cost-burdened. About 54,452 people live here, median age 37.

Overall, 45044 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 45044 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 45044 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45044 can be compared directly against any other ZIP in Butler County, Ohio or nationwide. 45044 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

45044's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 45044 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.