ZIP 45056 Foreclosure, Tax-Lien & Distress Report

ZIP 45056's composite property-distress score is 26/100 - DLRadar classes that as low for Butler County, Ohio. The split runs 59/100 structural to 1/100 active on the ground. What sets it apart are the readings on construction/permit lag (62/100), structural risk (59/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (3/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (83/100).

The peak-phase market in 45056 posted values that rose 3.5% over the year, and 21% higher over three years, at 24/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 9,720 housing units across 45056. The typical home is worth about $250,700 (4.6× income). The vacancy rate is 16.0% — elevated. 50% of housing is owner-occupied. Around 50% of renters are cost-burdened. Around 54% of adults hold a bachelor's degree or higher. DLRadar's demographic-stress index for the area reads 40/100. Households earn a median $53,413 — below the roughly $78,000 national figure. About 27,598 people live here, median age 22. Roughly 35.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 45056 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 45056 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 45056's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 45056, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45056 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For a buyer, 45056 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.