ZIP 45311 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 45311 in Preble County, Ohio comes in at 14, a minimal composite-distress reading. What sets it apart are the readings on construction/permit lag (71/100), structural risk (32/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Latent structural risk is 32/100 while live distress already moving reads 1/100.

The expansion-phase market in 45311 posted values that rose 6.0% over the year, and 42% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $194,600 here, or 2.7 times local income. Households earn a median $66,210 — below the roughly $78,000 national figure. About 5,960 people live here, median age 46. The ZIP holds roughly 2,682 housing units. Vacancy runs 12.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 31/100. Around 47% of renters are cost-burdened. 17.4% of residents fall below the poverty threshold. 80% of housing is owner-occupied. About 15% have a four-year degree.

On the whole, 45311 leans distressed, with opportunity clustered in specific stressed parcels. 45311 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 45311 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45311 can be compared directly against any other ZIP in Preble County, Ohio or nationwide. Where the public record is thin for 45311, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45311's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 45311 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.