ZIP 45321 Property Distress & Foreclosure Data

Preble County, Ohio's ZIP 45321 registers 13/100 composite distress, which DLRadar reads as minimal. On the structural side it scores 28/100, with 1/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (54/100), structural risk (28/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The peak-phase market in 45321 posted values that rose 4.9% over the year, and 17% higher over three years (phase confidence 43/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,153 — below the roughly $78,000 national figure. The ZIP holds roughly 432 housing units. Around 14% of renters are cost-burdened. A median home runs $150,900 here, or 1.9 times local income. The tenure split is 86% owner-occupied to 14% rented. Population is roughly 1,254 with a median age of 29. About 15% have a four-year degree. On demographic stress specifically, 45321 scores 21/100. Roughly 12.9% live below the poverty line. The vacancy rate is 0.0%.

On balance 45321 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.