ZIP 45321 Foreclosure, Tax-Lien & Distress Report
Preble County, Ohio · Affordable market
ZIP 45321's composite property-distress score is 14/100 - DLRadar classes that as minimal for Preble County, Ohio. Structural risk reads 32/100 against active distress of 1/100. The pressure is most legible in construction/permit lag (71/100), structural risk (32/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low.
The expansion-phase market in 45321 posted values that rose 6.0% over the year, and 17% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
At $67,153, median income runs below typical U.S. levels. There are about 432 housing units across 45321. Rent burden reaches 14% of tenant households. Home values center near $150,900, an affordability ratio of 1.9× — accessible. 86% of housing is owner-occupied. 1,254 residents call 45321 home, typically aged 29. Educational attainment sits at 15% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. The poverty rate is 12.9%. Vacancy runs 0.0%.
Net-net, 45321 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 45321 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 45321's 14/100 can be lined up against any neighbor in Preble County, Ohio or any ZIP coast to coast. 45321 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 45321 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. Practically, 45321 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 45321’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
45321 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Preble County ZIP reports
Keep exploring Ohio distress
Further distress data across Preble County, Ohio at ZIP, county and state level.
See every distressed parcel in 45321
Get every distressed property in 45321 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology