ZIP 45330 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45330 (Preble County, Ohio) returns a minimal composite of 14/100. The split runs 32/100 structural to 1/100 active on the ground. The pressure is most legible in construction/permit lag (71/100), structural risk (32/100), mortgage stress (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The expansion-phase market in 45330 posted values that rose 6.0% over the year, and 47% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $76,033 — near the roughly $78,000 national figure. The vacancy rate is 6.8%. Rent burden reaches 0% of tenant households. 810 residents call 45330 home, typically aged 37. A median home runs $154,200 here, or 1.9 times local income. About 20% have a four-year degree. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 323 housing units. DLRadar's demographic-stress index for the area reads 17/100. Owners hold 85% of homes, renters 15%.

Net-net, 45330 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 45330 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 45330 runs through one identical public-record model, so its 14/100 sits on the same scale as every other ZIP in Preble County, Ohio and the nation. Sparse data for 45330 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 45330 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 45330 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.