ZIP 45378 Foreclosure, Tax-Lien & Distress Report

ZIP code 45378 in Preble County, Ohio carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic distress index. The split runs 32/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (48/100), structural risk (32/100), institutional ownership (6/100). By contrast, institutional ownership (6/100) and mortgage stress (4/100) register low.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

91% of housing is owner-occupied. Rent burden reaches 10% of tenant households. The ZIP holds roughly 235 housing units. About 12% have a four-year degree. Median household income is $72,917, near the U.S. median near $78,000. Home values center near $123,300, an affordability ratio of 1.6× — accessible. The vacancy rate is 9.8%. The demographic-stress sub-score lands at 20/100. The poverty rate is 12.6%. 459 residents call 45378 home, typically aged 38.

Net-net, 45378 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 45378 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 45378 runs through one identical scoring model, so its 15/100 sits on the same scale as every other ZIP in Preble County, Ohio and the nation. Every figure is auditable to a public dataset and refreshed as records update; 45378 shows blanks, not estimates, wherever the record is sparse.

The 15/100 figure for 45378 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 45378 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.