ZIP 45358 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45358 (Darke County, Ohio) lands at 14/100 — minimal on DLRadar's public-record scoring. Latent structural risk is 32/100 while live distress already moving reads 1/100. Its standout signals are construction/permit lag (46/100), structural risk (32/100), institutional ownership (5/100). institutional ownership (5/100) and mortgage stress (3/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, at 28/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $57,917, median income runs below typical U.S. levels. Roughly 10.6% live below the poverty line. Population is roughly 313 with a median age of 31. Around 19% of adults hold a bachelor's degree or higher. On demographic stress specifically, 45358 scores 22/100. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. 78% of housing is owner-occupied. The typical home is worth about $161,700 (2.4× income, relatively affordable). Around 4% of renters are cost-burdened. The ZIP holds roughly 188 housing units.

Taken together, 45358 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 45358 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 45358 read uses the identical public-record model applied coast to coast, which means its 14/100 score means exactly what it means anywhere else, and 45358 stays directly comparable to neighboring ZIPs and the rest of Darke County, Ohio. The score is rebuilt from public data as it updates, so 45358 reflects the current record instead of a stale or modeled snapshot.

The 14/100 for 45358 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 45358 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.